Woman and child

Protecting You

Protect you and your family against life's unexpected events

Our in-house protection team take the time to understand your individual circumstances to tailor-make a solution that is right for you.

Too many people have inadequate cover in place and only find out when it’s too late.

Without the correct advice, you may not fully protect yourself. The right protection can make sure you are looked after in any eventuality, from a loved one passing away to an accident impacting your earnings.

If you’re a landlord, you run the risk of your estate being broken up and diminishing in value upon your death. Good protection can help mitigate some of the costs that your beneficiaries can face, leaving a financial legacy rather than a burden for loved ones.

Family eating breakfast

We offer a full suite of protection products from our panel of over 15 providers including:

  • Critical illness
  • Income protection (IP)
  • Level and decreasing life cover
  • Family income benefit

A protection review is included as part of our service for all customers and cover can be easily sorted over the phone by speaking with one of our protection consultants.

Case Studies

Income protection with a rare condition

Our client suffered from a rare auto-immune disorder. They were buying their first home and it was a priority for them to protect their income as they were solely responsible for all bills and outgoings. Our client had been rejected by several insurers, but we understood the importance of potential insurers having a full understanding of the impact of the condition. Not only did we succeed in providing our client with a policy, but it also had no exclusions or medical loadings. (March 2024)

Consultant: Britney Trussler

Income protection with a medical condition

A client had been referred to us looking to protect their income so that they would be able to maintain their current outgoings in the event that they were unable to work. They had ankylosing spondylitis, a condition for which it was thought that income protection was unavailable. With our close knowledge of specialist providers, we were able to secure a policy for our client with a provider who applied an exclusion to any claims made for this condition with no additional premium loadings. (January 2024)

Consultant: Chloe Link

Cover after suffering a stroke

Our client had a stroke a year ago whilst being a smoker and had struggled to obtain life insurance. They had since given up smoking, but this was still counting against them with many providers. Thanks to the large number of providers that we work with and the options available to us, we were able to secure our client a competitive policy which has subsequently shifted on to cheaper, non-smoker rates now that 12 months has passed since they stopped smoking. (December 2023)

Consultant: Emily McLean

Contact Details

Trading office: Building Eight, Watchmoor Park, Camberley, Surrey, GU15 3YL

Registered in England No. 5695802

Tel: 01276 601040 or 0800 170 1888

Email: contact@dynamo.co.uk