Row of terraced houses

Buy to Let Mortgages

For landlords buying an investment property to rent out to tenants

Dynamo’s team of consultants can advise on all aspects of buy to let to help you get the most from your investment.

We work with a large number of lenders ranging from well-known high street banks through to specialists in order to find you the best solution for your individual circumstances.

Whether you are an established landlord with a growing portfolio or looking for your first investment property, we will support you through your mortgage application and beyond.

Purchasing through a limited company

If you're considering purchasing a buy-to-let property through a limited company, our team can help you explore some of the pros and cons. We work with thousands of landlords using limited companies and have significant experience of working with lenders who offer limited company products and have access to some of the most competitive rates on the market.

Please bear in mind that we will not provide you with tax, legal or accounting advice. Anyone considering setting up a limited company should seek independent advice on these areas in order to fully understand the tax and legal implications.

Semi-detached houses

Specialist buy to let knowledge and first-class service

  • Buy to let specialists since 2006
  • Experts in limited company, HMO, MUFB and large portfolio lending
  • Offering complex, specialist lending solutions to landlords
  • Access to dedicated underwriters for fast decisions
  • Regular portfolio reviews
  • Tailored landlord protection solutions from our in-house team

Case Studies

First time buyer investing in a HMO

A client who lives with their parents wanted to invest in property to increase their income. To maximise rental income, they opted for a 6-bedroom HMO property. Lenders would not typically accept a first-time buyer without any landlord experience for this type of property – it usually requires a minimum of 1-2 years’ experience. However, thanks to our experience in the specialist lending market we were able to source a lender that could assist, allowing the applicant to maximise the return on their investment. (August 2024)

Consultant: Qais Safi

Enhanced loan amount for portfolio client

A portfolio landlord client had four current mortgages with one particular lender and this same lender was a good option for another four cases that they came to us with. Unfortunately, this would push them over the £2m maximum loan amount allowed by the lender. Thanks to our strong relationship with the lender in question, we were able to get an enhanced loan amount within 48 hours. As an added bonus, our client also received a refund on all application fees as a loyalty bonus. (July 2024)

Consultant: Claire Ellis

Buy to let adjacent to commercial buildings

One of our clients wished to purchase a buy to let property that was surrounded by commercial buildings. A number of buy to let lenders had already been approached by a previous broker, but they either had issues with the proximity of the commercial properties or with the client’s debt-to-income ratio. With our large, specialist panel, we were able to find a lender that was happy with both the debt-to-income ratio and the surrounding commercial buildings and the client was able to proceed with the purchase. (June 2024)

Consultant: Ahmed Ali

Contact Details

Trading office: Building Eight, Watchmoor Park, Camberley, Surrey, GU15 3YL

Registered in England No. 5695802

Tel: 01276 601040 or 0800 170 1888

Email: contact@dynamo.co.uk